FSA/HSA Eligible Skincare, Made Ordinary.

Explore The Ordinary formulations that may qualify for eligible skin concerns.

Use your Flexible Spending Account (FSA) or Health Savings Account (HSA) funds on select over-the-counter (OTC) products such as acne treatments and sunscreen. Because eligibility varies by plan, be sure to confirm coverage with your provider before purchasing.

October 2, 2026

What May Qualify

FSA-eligible products go beyond standard cosmetics due to their therapeutic benefits. Our FSA-eligible products have clinically-proven efficacy and undergo rigorous testing and contain active ingredients that target specific dermatological concerns, such as acne or sunburn.


Using your FSA or HSA

You may be able to use your FSA or HSA card at checkout for qualifying formulas. If direct payment is not available, your provider may allow you to submit a receipt for reimbursement after purchase.

Eligibility, documentation, and reimbursement requirements vary by plan. Please confirm with your provider before purchasing.


Flexible Spending Account (FSA) and Health Savings Account (HSA) FAQs

FSAs and HSAs are tax-advantaged accounts that can help you pay for eligible healthcare expenses.

An FSA is usually offered through an employer and lets you set aside pre-tax dollars for qualified medical expenses within the plan year. Since many FSA funds do not carry over, it can be useful to plan for eligible products you already know you will use.

An HSA is available with a high-deductible health plan. It can also be used for qualified medical expenses, but funds can roll over year to year and may earn interest.

Some The Ordinary products may be eligible when used to help treat, manage, or prevent a specific health concern. Please confirm eligibility with your FSA or HSA provider.

Sometimes, yes. Certain The Ordinary over-the-counter (OTC) products may qualify for Flexible Spending Account (FSA) or Health Savings Account (HSA) spending.

Eligibility is determined by your plan provider, not the brand or the bottle, so we recommend confirming before purchasing.

Some over-the-counter (OTC) The Ordinary products may qualify for Flexible Spending Account (FSA) or Health Savings Account (HSA) spending when they are used to help address an eligible health concern.

Sun protection
Broad-spectrum SPF products may qualify when used to help protect skin from UV exposure.

Related products:
UV Filters SPF 45 Serum

Acne Treatments
Some formulas used to help manage acne-related concerns may qualify, depending on your plan.

Related product:
Salicylic Acid 2% Solution
Salicylic Acid 0.5% Body Serum
Sulfur 10% Powder-to-Cream Concentrate

Products that are not over-the-counter (OTC) and used only for cosmetic purposes, such as improving radiance, texture, tone, or general appearance, are not eligible.

Your plan provider has the final say. Please confirm eligibility before purchasing.

Skincare that is not over-the-counter (OTC) and used only for cosmetic purposes is not eligible. Over-the-counter (OTC) products such as acne treatment and sunscreen, may be considered eligible by your provider.

Makeup is cosmetic, which means it is not eligible for Flexible Spending Account (FSA) or Health Savings Account (HSA) spending.

No. Eligible The Ordinary products are registered over-the-counter (OTC) products that do not require a prescription, but some plans may ask for additional documentation, such as a letter of medical necessity. Please check your provider’s requirements before purchasing.

Add qualifying products to your cart and proceed to checkout. If your Flexible Spending Account (FSA) or Health Savings Account (HSA) card is accepted, you may be able to use it as your payment method. If direct payment is not available, your provider may allow you to submit a receipt for reimbursement after purchase.

Your provider may request an itemized receipt showing the product name, purchase date, retailer, and amount paid. Depending on your plan, additional documentation may be required.

Flexible Spending Account (FSA) and Health Savings Account (HSA) eligibility applies to United States spending accounts. Availability outside the United States is not confirmed at this time.